TransUnion®

Monitor your credit score and financial health with the official credit monitoring app from TransUnion. Access your free credit scores, detailed credit reports, and personalized credit offers — all without requiring a credit card to get started.

Understand Your Credit Profile Your credit score is calculated using the VantageScore® 3.0 model, and this app shows you exactly what's moving the needle. You'll see which factors are helping or hurting your score, what areas deserve your attention, and realistic targets for improvement. Using the app won't impact your credit score, so you can explore your profile risk-free.

Stay Informed on Changes Daily refreshes keep your information current, and you'll receive instant alerts whenever critical changes occur in your credit report or score. Knowing immediately when something shifts means you can respond quickly to unauthorized activity or other issues that might affect your creditworthiness.

Find Offers That Match Your Profile Based on your actual TransUnion credit profile, the app shows you credit offers you're likely to qualify for. This targeted approach means you can apply with greater confidence, knowing the lender has already assessed your eligibility. No more guessing whether you'll be approved.

Enhance Your Financial Awareness Creating a free account takes minutes and opens the door to ongoing credit monitoring. You'll build a clearer picture of your financial standing and gain insights into the steps that matter most for reaching your credit goals. Regular monitoring also helps you catch identity theft or fraud early.

Premium Features Available Upgrade your membership to unlock quarterly 3-bureau credit reports (covering Equifax, Experian, and TransUnion) and identity monitoring services. These advanced tools provide a more comprehensive view of your credit landscape and added protection for your personal information.

TransUnion® makes it straightforward to take control of your credit journey. Download the app today to access your scores, reports, and personalized offers at no cost.